We are a leader in Payroll Check Cashing Solutions

Our Payroll Check Processing Program allows merchants to cash their customer's payroll checks with or without a Drivers License in seconds. Checks are screened and verified through nationwide check databases to reduce the risk of fraud and funds are deposited directly into the merchant's bank account generally in 2-3 business days. We also offer Guaranteed funding on checks that are returned Non-Sufficient Funds. Payroll checks can be processed using a physical POS terminal that sits on the merchants counter, or by using a Virtual Terminal through a computer.

How it Works?

1. Customer brings in Payroll check to cash
2. The check is run through a check imager connected to a POS terminal or a PC
3. Merchant swipes or enters Drivers License or Accepted ID into terminal
4. Check is Approved or Declined by the system
5. Funds are electronically debited from company checking account
6. Funds are electronically deposited into merchant's account in 2-3 days

Features:

• Check Verification
• Check Guarantee
• Check Deposit
• Web based user interface
• Error reduction systems
• Fraud reduction systems
• Customer information management systems
• User defined custom fields
• Data export for 3rd party accounting or archiving
• Supports multiple locations and users
• Single feed and multi fee imagers supported
• Merchant can maintain existing bank account

Benefits:

• Alternate ID’s accepted such as Matricula Consular, Passport, and more
• Minimize bank trips by electronically depositing funds
• Eliminate banking fees and paper check handling costs
• Reduce bad checks
• Consolidate deposits from multiple locations
• Automatic notification and resubmission of NSF items
• All types of checks accepted (personal, corporate, money orders, cashiers checks, etc.)

Merchants Served:

• Convenience Stores
• Mercados
• Check cashing stores
• Grocery Stores
• Multiservicios
• Meat markets
• Restaurants
• Tax and Bookkeeping Services
• Insurance Agencies
• Liquor Stores
• Cellular Phone Stores